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💥 Day 11: FDCPA in Action – Real-Life Examples You NEED to Know Debt collectors violate the law every day — and most consumers don’t even realize it. In Day 11 of the 30-Day Credit Comeback Challenge, we’re putting the Fair Debt Collection Practices Act (FDCPA) into real-life context so you can recognize illegal collection tactics and protect yourself using consumer law. 📘 What You’ll Learn ✅ The “7-in-7 Rule” and what to do when collectors won’t stop calling ✅ How to handle false threats or fake “court” letters ✅ What to do if a collector tells your family, coworker, or neighbor you owe money ✅ Step-by-step guidance on how to document and report FDCPA violations ⚖️ Common FDCPA Violations 1️⃣ Harassment & Repeated Calls – Understand your rights under the 7-in-7 rule 2️⃣ False Threats & Misrepresentation – Identify intimidation and deceptive tactics 3️⃣ Third-Party Disclosure – Learn why collectors can’t share your debt with others 💪 Take Control If you’ve faced any of these violations, now’s your time to fight back: • Document every call and voicemail • Save messages and letters • Use your rights under the FDCPA to hold collectors accountable Need Help With Credit Repair ? $27 Here’s the link to the DIY credit repair Kit - https://shop.beacons.ai/thegoldenuniv... Stay Connected + 24/7 Support 🥂 Join The Golden University ( FREE ) + 30 DAY CREDIT COMEBACK CHALLENGE - https://www.skool.com/the-golden-univ... Instagram - https://www.instagram.com/thegoldenun... Tik tok - https://www.tiktok.com/@thegoldenuniv...