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January 2026 Cherokee County, GA Housing Market Update: why you now need over $86,000 income just to rent, and what that means if you’re thinking about buying or selling in 2026. 👉 Get your complimentary Rate & Area Match Check: https://link.clementsrealty.com/home-... 💰 Check your Down Payment Assistance eligibility: https://link.clementsrealty.com/dpa You need over $86,000 in annual income just to qualify for a median rental in Cherokee County right now. If you’re already hitting that number, you’re paying for a mortgage—the only question is whether it’s yours or your landlord’s. In this January 2026 market update, we’re breaking down the December 2025 stats to show you exactly where the Cherokee County market is heading. From the "math of inevitability" regarding our housing shortage to the specific programs like Georgia Dream and USDA that can save you $20,000+ upfront, we’re moving past the headlines to give you a real strategy for 2026. Whether you’re a first-time buyer or a seller trying to time the February spring rush, this is the data you need to make your next move with confidence. What You’ll Learn in This Video: The "Income Trap": Why renting in Cherokee County now requires the same income as a $450,000 home purchase. The Math of Inevitability: Why our 13,000-home deficit is creating a floor under local property values. Strategic Buydowns: How to secure a rate in the 5% range even when the headlines say otherwise. DPA Secrets: The specific income and price caps for Georgia Dream and PEN programs in Cherokee County. The 90-Day Clock: Why Georgia’s non-judicial foreclosure laws mean you need to act fast if you're in a hardship situation. Micro-Market Shifts: Why South Cherokee is moving differently than Canton and Woodstock right now. 📲 Contact Information Robert Clements, REALTOR® Associate Broker, Real C: (678) 365-3609 O: (855) 450-0442 Website: https://clementsrealty.com Email: robert@clementsrealty.com 📍 Areas I Serve *Primary Areas*: Cherokee County, Canton, Woodstock, Holly Springs, Ball Ground, North Georgia, and surrounding communities. *Secondary Areas*: Just about anywhere in the United States. I have a large network of the best agents all over the United States, and I will make sure you are taken care of. 🎥 Weekly Videos Include: • Market updates • Buying and selling tips • Homeownership guidance • Local business spotlights • Community highlights • Real estate strategies • Georgia down payment assistance info • Living in Cherokee County and nearby areas 💬 Want to talk about your move? Schedule a complimentary consultation here: https://link.clementsrealty.com/consu... 🔑 Helpful Resources Down Payment Assistance Checker: https://link.clementsrealty.com/dpa Free Home Value Estimate: https://clementsrealty.com/evaluation Buyer Guide: contact me Seller Guide: contact me 🔗 Connect With Me Instagram: @clementsrealtygroup Facebook: @clementsrealtygroup TikTok: @clementsrealty LinkedIn: robert-clements-realtor 🏡 My Mission To serve people through real estate with expert guidance, honest communication, and genuine care so they can move forward with confidence and peace of mind. 📢 Brokerage Info Robert Clements is an Associate Broker licensed in the state of Georgia. License # 415129. Brokerage: Real Broker, LLC Office Phone: (855) 450-0442 ⚠️ Disclaimer Real estate information shared in this video is for general education purposes only. For personalized advice about your specific situation, please reach out directly to Robert Clements at (678) 365-3609.