VA Home Loan With Disability скачать в хорошем качестве

VA Home Loan With Disability

#VALoan #VAHomeLoan #VABenefits #VAHousingEducation #vadisability Schedule a Call Today: https://bit.ly/VA_Appointment Are you a military member or spouse researching how to buy a home with your VA home loan? Wondering how much you can purchase with 100% P&T VA Compensation combined with that incredible VA Home Loan? You're in the right place! In this video, we’ll show you how to leverage your VA loan with sole VA Disability and how you can purchase a $1,000,000 multifamily property and have someone else pay your mortgage! 🚀 🔑 Key Topics Covered: 1. Using 100% P&T Income for VA Loan: Learn how lenders view 100% P&T income. Understand how your income is grossed up by 125%, lowering your Debt to Income Ratio. Discover how to qualify without property taxes if your state offers tax breaks for veterans. 2. Credit Considerations: Why your credit score matters and how it affects your rates and fees. The importance of budgeting and timely payments to maintain good credit. Minimum credit scores required by lenders. 3. Community Property States: How being in a Community Property State affects your qualification process. Using your spouse’s income and credit in both Community and Non-Community Property States. 4. Closing Costs and Reserves: What you need to know about closing costs even if you’re 100% disabled. Understanding reserves and how they impact your ability to purchase multifamily properties. 🔗 Resources: Excel Sheet: VA Loan Calculator - https://bit.ly/VAMTGCALC (To Download the file - go to the top left section and select "File, Download and then Excel") VA Handbook – Residual Income: VA Residual Income Guide - https://bit.ly/VAResidualIncome Don’t miss out on valuable investor strategies and tips on how to leverage your VA loan to have unlimited VA Loans. Drop a comment below if you want more insights! #VALoan #Veterans #MilitaryHomeBuying #VAHomeLoan #PTCompensation #MultifamilyInvesting #VeteranBenefits #HomeOwnership #VAHomeLoanBenefits #RealEstateInvesting #MilitarySpouses #VeteranEducation Get More: Subscribe to our channel for more VA Loan strategies and tips. Follow us on social media for updates and live events. Join our community of veterans and military spouses on their homeownership journey. VA Housing Education is dedicated to helping military members and their families understand their financial situation and position themselves for homeownership. All our content is free, and we offer live YouTube events every month on various VA Home Loan Benefits and specialty classes. For personalized assistance, reach out to our network of trusted mortgage professionals and realtors across the country. We're here to educate, support, and empower you on your homeownership journey. ► ► Get Pre-Approved With My Team → https://bit.ly/ApplyToday_VA ► ► Get Your Certificate of Eligibility → https://bit.ly/COEreview 🏦 FREE Loan Estimate REVIEW → https://bit.ly/EstimateReview 00:00 - 00:34 Introduction to VA home loan benefits for 100% disabled veterans 00:34 - 01:11 How lenders view 100% VA disability income 01:11 - 02:15 Explanation of residual income and its importance 02:15 - 02:45 Tax exemptions and their impact on qualification 02:45 - 03:21 Searching for state tax breaks for disabled veterans 03:21 - 03:54 Importance of credit scores in determining fees and rates 03:54 - 05:24 Using spouse’s income and joint loan applications for veterans 05:24 - 06:30 Community property states, closing costs, and reserves 06:30 - 08:10 Examples of income calculations, single-family and multifamily purchases 08:10 - 13:52 Residual income, rental income, and adding spouse’s income for VA loans 13:52 - 15:45 Managing liabilities to maximize VA loan benefits NOTE: You still need to escrow for Home Owners Insurance and Flood Insurance. DISCLAIMER: The content of VA Housing Education at Waterman Bank is meant for educational purposes only. We will not extend credit of any kind without speaking to a loan officer. Any calculations should be verified independently. This website should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. The views expressed on this site and videos are those of the individual author and do not necessarily represent those of Waterman Bank and are not intended to provide legal or compliance advice. VA Housing Education at Waterman Bank is not affiliated with or approved by the VA, FHA or any other government agency. Contact Waterman Bank for your lending needs. #VALoanEducation #VeteranSupport #MilitaryFamilies #HomeBuyingTips #RealEstateAdvice #MortgageTips #VAHousingEducation