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In this video, we will highlight why signing a personal guarantee (PG) can put your personal credit and future opportunities at risk. Eunice shares key insights on how PGs affect your debt-to-income ratio, limit growth, and create unnecessary stress for business owners. We’ll break down: → How personal guarantees impact your personal finances and borrowing power → Why separating personal and business credit is crucial → The real cost of capital when risk is tied to your personal credit → Lessons from real estate investing and scaling with business credit → How to prepare your business to take advantage of opportunities without risking personal assets → When lenders ask for PGs and why you should walk away if your business has sufficient credit Topics We’ll Cover: → Step-by-step guide to building business credit using your EIN → How Cash Value Life Insurance (CVLI) works for businesses → Ways business owners use CVLI as an alternative funding source → Live Q&A with Eunice and Lee 📌 Next Steps If you’re serious about growing your business and building a life of freedom: 👉 vipbizfunds.com 👉 TransformWithVIP.com 👉 vipbizfunds.com/business-credit 👉 vipbizfunds.com/consultation About Value Investment Partners (VIP) Value Investment Partners helps business owners grow wealth and create freedom through real estate, business credit, and smart funding strategies. If this conversation helped you, like the video, drop a comment with your biggest business goal, and subscribe for weekly conversations around funding, credit, and long-term wealth. #BusinessCredit #PersonalGuarantee #BuildBusinessCredit #EINFunding #BusinessFunding #EntrepreneurEducation #SmallBusinessTips #NoPersonalGuarantee #WealthBuilding #AssetProtection #FinancialFreedom #BusinessOwner #RealEstateInvesting #PassiveIncome #BusinessGrowth #CreditScoreTips #AlternativeFunding #ProtectYourCredit #FundingWithoutPG #EntrepreneurTips