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I paid the price for excessively using credit cards in 2022 and the high interest rates made my balance increase up to £6000. I kept paying the minimum payment until I decided that this balance should no longer exist in 2025. I wanted to be financially free and have more money for myself. In this video I share my experiences and the principles I followed to ensure that the debt was clear. #financialfreedom #creditcard #debtmanagement #creditscore #budgeting #disciplineyourself #reduceexpenses I'm a hip hop artist form the UK and I would love for you to explore my music and check other videos on my channel. Feel free to browse or check my music directly on https://linktree.com/glenny_y. Thank you all. Timestamps 0:00 - Disclaimer 1:05 - Exercise discipline 3:30 - Cut off unnecessary expenses 5:41 - Start living on a budget 12:32 - Reflect 13:26 - Get creative 14:30 - Financial health is financial wealth 15:12 - Discovering discounts 16:03 - Ending