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🎥 Santa Clarita Real Estate Update – Feb 13, 2026 Happy Friday the 13th! While the date might feel superstitious, the numbers are telling an interesting story. 📉 Mortgage rates have dropped to 6.09% for a 30‑year fixed—down almost a full point from last year, saving buyers about $200/month on a standard $400K loan. 👉 Watch the full video to see how this affects you: https://www.loom.com/share/664776e784... We’re seeing more buyers leaning on FHA loans and adjustable‑rate mortgages—though I always advise you know exactly what you’re signing up for before jumping on ARM products. Read the fine print! Housing supply is creeping up: inventory is up 10% year over year and new listings are up nearly 30% since January. Santa Clarita’s median list price hovers around $755K, with homes going pending in about 35 days. The West Coast market is still tight, but there’s a hint of balance on the horizon. More on that in my video: https://www.loom.com/share/664776e784... On the policy front: Housing for the 21st Century Act has just passed, aimed at streamlining construction and FHA financing. A major $68M settlement over discriminatory lending underscores the focus on fair housing enforcement. Rising fire insurance premiums are eating into monthly savings, especially here in California. If you’re waiting for a crash, experts predict price growth around 0–2% for 2026. It’s likely the market will simply normalize. For a deeper dive and my advice on timing your next move, watch here: https://www.loom.com/share/664776e784... Let’s chat if you’re thinking of buying or selling soon—there’s opportunity in understanding today’s shifts. Drop your questions below or send me a DM!