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I was completely debt free in retirement. No mortgage. No car payment. No loans. And then transportation decisions slowly brought debt back into my life. In this video, I share the real story of how my car choices evolved in retirement — from owning a paid-off vehicle, to buying newer cars, trying life without a car using Uber, dealing with insurance surprises, costly repairs, and finally leasing for peace of mind. Transportation costs in retirement aren’t just about money — they affect stress, flexibility, and daily life. If you're retired or planning retirement, this is one expense category nobody prepares you for. I’d love to hear how you handle transportation in retirement. Own a car? Lease? Uber? No car at all? Let me know in the comments. Chapters 00:00 Being Completely Debt Free 00:27 Downsizing & Leaving My Job 01:17 Life Without Mortgage or Car Payment 02:02 Fear of Car Repairs Begins 02:40 Car Payment Returns 02:58 Debt Builds Again 03:39 Trying Life Without a Car 04:09 Living on Uber Instead of Owning a Car 04:51 Life Changes — Needed a Car Again 05:04 Buying a Used Acura 05:19 Insurance Shock After Canceling Coverage 06:07 Major Repair Costs Begin 06:46 Why Repairs Hit Harder in Retirement 07:08 Leasing for Predictability 07:43 Future Decision: Car or No Car? 07:59 Transportation Lessons in Retirement 08:21 Supporting the Channel & Closing Retired and Trying is a real life retirement education channel focused on living on Social Security, simple living after 60, downsizing, and finding stability on a fixed income. These videos share real experience — not hype — about what retirement actually looks like, including budgeting, living alone, reducing expenses, and learning to live within narrow margins. This channel is for retirees and soon-to-be retirees who want practical, realistic retirement guidance without pressure, sales tactics, or unrealistic promises. 🔹 Learn more: https://retiredandtrying.com 🔹 Quietly support the channel: https://buymeacoffee.com/retiredandtr... Or, if you prefer, use the Join button to become a Coffee Club member here on YouTube. 🧾 Protect Your Paperwork After 60 (Free Checklist) https://retiredandtrying.com/protect-... 💵 Control Monthly Bills on a Fixed Income https://retiredandtrying.com/best-bud... #RetirementLife, #RetirementPlanning, #RetiredAndTrying, #LivingOnSocialSecurity, #RetirementExpenses