How Much $1M, $2M, and $3M REALLY Give You in Retirement (With & Without Social Security) скачать в хорошем качестве

How Much $1M, $2M, and $3M REALLY Give You in Retirement (With & Without Social Security)

This video breaks down exactly how much income you can expect in retirement with $1 million, $2 million, or $3 million, using real numbers with and without Social Security. You’ll see how different withdrawal strategies, spending patterns, and tax rules—like RMDs, Roth conversions, and IRMAA thresholds—can dramatically change your long-term retirement income. We compare traditional withdrawal rates with higher starting withdrawals based on the latest retirement spending research, so you can understand what your savings truly buy you in real life. If you want a clear, data-backed picture of retirement income planning, this breakdown will show you exactly what’s possible at every wealth level. 00:10 Intro 00:37 The $1,000,000 Retiree 04:35 The $2,000,000 Retiree - Conservative 05:47 Two-Buck Million + Million Strategy 06:18 Bucket #1: The Early-Retirement Lifestyle Bucket ($1M) 07:28 Bucket #2: Your Long-Term Retirement Bucket ($1M) 09:05 Combining Both Buckets at Age 62 09:47 Why This Design Frees Up FAR More Money in Your Early Retirement 10:16 The $3,000,000 Retiree(s) 13:52 Comparing the Portfolios & Income 15:19 Tax Segment 15:37 1. How much taxable Social Security they’ll actually owe 16:20 2.RMDs Can Push Them Into Much Higher Brackets — AND Increase How Much of Their Social Security Is Taxed 18:13 3. When Roth conversions make the most sense 19:28 4. IRMAA: the Medicare surcharge everyone forgets about 21:46 Bloopers Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here:    / erintalksmoney   Thanks for watching, I appreciate you!