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Gen X grew up in a very specific financial environment — one that quietly shaped how they think about money today. From recessions and layoffs to the shift from pensions to 401(k)s, Gen X learned lessons that Millennials and Boomers didn’t in the same way. In this video, we break down the psychology behind Gen X money habits, explain why their approach to spending, saving, and risk is so different, and how these patterns still influence financial decisions today. This isn’t about blaming or praising any generation. It’s about understanding how life experiences shape financial behavior — and why Gen X often sits in a unique middle ground when it comes to money. If you’re Gen X — or trying to understand them — this will put a lot of behavior into context.