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You will never become debt-free or stay debt-free until you do these things. We have been debt free for over 25 years, but, there are eight habits that we STILL use every single month. Whether you are debt-free or striving to become debt-free, these principles will help you to not only BE debt-free, but also STAY that way. We started our marriage 36 years ago in debt and living paycheck to paycheck. In fact, after two month of marriage our bank account was drained and the only cash we had until the next payday was what was in our wallets and what we could dig up from between the couch cushions. That day began our journey to paying off debt and figuring out how to spend and save money. //TOOLS AND SERVICES WE RECOMMEND: AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. ○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: [email protected]. ○ Mailerlite - https://www.mailerlite.com/invite/538... DISCOUNT, COUPON, AND BROWSER EXTENSIONS WE RECOMMEND: ○ Honey: (Coupon Browser Extension) :https://www.joinhoney.com/ref/m7n46co ○ Rakuten: (Cash Back!) https://www.rakuten.com/r/HOPEWA158?e... ○ Fetch: (Upload Receipt to Earn Gift Cards): USE MY REFERRAL CODE: 3FUV4U at https://www.fetchrewards.com/ //TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: [email protected] //WATCH MORE FRUGAL-LIVING VIDEOS: ○ How to Stop Allowing Others to Influence Your Spending: • How to Stop Allowing Others to Influence Y... ○ 23 Important Questions Frugal People Ask Before Buying: • 23 Important Questions Frugal People Ask B... ○ Frugal Habits that Save You More Money Than You Think: • Frugal Habits that Save More Money Than Yo... // FREE RESOURCE Learn how we slashed our budget dramatically in this FREE eBook, "Ten Ways to Radically Reduce Your Expenses": https://pages.underthemedian.com/radi... //SHOP OUR E-BOOKS: https://underthemedian.com/shop //COME SAY HI! Our website: https://underthemedian.com/ Facebook: / underthemedian Instagram: / underthemedian //ABOUT: We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media. Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel. //CONTACT: For all inquiries, please use this email: [email protected]