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Knighthead Annuity SPIA, Single Premium Immediate Annuity plan and how this works. A SPIA plan allows you to take a lump sum investment and convert it to a stream of income for a certain number of years or for your lifetime. This solution provides you with your own personal pension plan or funding vehicle, which in turn gives you peace of mind knowing you will have a safe, steady source of income for the length of your retirement— regardless of the market environment. SPIA plan terms and benefits: Terms 10- & 20-year period certain Lifetime contract payments with a 5-year period certain Lifetime payments with cash refund Monthly Payments Monthly payments Guaranteed Trust Structure Trust provides estate planning benefits at no additional charge Beneficiaries Ability to name a beneficiary, including a US Citizen If you’re looking for a way to preserve, protect and grow your wealth and are interested in learning more about Fixed Annuities, visit knightheadannuity.com today Predictable growth, peace of mind