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In this episode of Uninsured by Choice, Dan sits down with Catherine Okubo, CEO of MPB Health, to discuss a growing alternative to traditional health insurance: medical cost sharing. Catherine explains how health sharing programs work, how they differ from insurance, and why more freelancers, entrepreneurs, and families are choosing this model. They explore the philosophy behind health sharing, the financial differences compared to insurance, and why personal responsibility and community play a major role. They also discuss: • Why open enrollment creates pressure • Who benefits most from health sharing • How freelancers and self-employed workers can save money • The mindset shift required to navigate healthcare without insurance If you’ve ever wondered what healthcare looks like outside the traditional insurance system, this episode breaks it down.