Everything to Know About Roth Conversions if You Have a Pension - 21 Things to Consider скачать в хорошем качестве

Everything to Know About Roth Conversions if You Have a Pension - 21 Things to Consider

Thinking about a Roth conversion? If you have a pension and $1M+ saved, this is REQUIRED viewing. Joe breaks down 21 must-know rules to avoid massive tax mistakes, lower your future RMDs, and protect your spouse from the widow’s penalty. 📞 Schedule a call with our team: https://peakretirementplanning.com/sc... 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-yout... 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/... #retirement #taxplanning #pension Timestamps: 00:00 – Why Roth conversions are a BIG decision 02:01 – #1: Pension Size Matters 02:36 – #2: Are You Still Working? 03:49 – #3: How Much You Have Saved 05:22 – #4: Standard Deduction Opportunity 06:09 – #5: Bonus Deduction (Age 65+) 06:58 – #6: SALT Deduction Increase 07:35 – #7: Future RMD Size 08:23 – #8: Roth Has No RMDs 08:59 – #9: Kids’ Future Tax Brackets 10:25 – #10: When to Take Social Security 11:08 – #11: Charitable Giving Plans 11;50 – #12: QCDs 12:41 – #13: Donor-Advised Funds 13:45 – #14: Social Security Taxation 14:36 – #15: IRMAA Medicare Premium Impact 15:52 – #16: Your Current Roth vs. Tax-Deferred Mix 16:25 – #17: Brokerage/Outside Investments 17:15 – #18: Where Will Tax Money Come From? 17:43 – #19: The Five-Year Rule 18:43 – #20: Estate Tax Exposure 20:20 – #21: Run Your Numbers (Most Important!) Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.