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Want A Zero Stress Mortgage or for us to look at your loan estimate to make sure you are not getting ripped off? Call/text us 786-933-2077 ⭐ Book the Calendar at https://calendly.com/jennifer-beeston ⭐ Ready to Get Pre-Approved? Head to www.zerostressmortgage.com After filling out the form, Text me at 786-933-2077 so I can alert my team! ⭐ Want to Learn about VA Loans ? Check Out My Free VA Video Course! https://nostressva.com ⭐ What Is It Like Working With Me and My Team? Check out my google reviews! Over 650 5 Star Reviews :) https://tinyurl.com/jenniferbeestonre... -------------------------------------------------- 0:00 - Introduction for first-time home buyers. 0:44 - Explanation of origination points and what to watch out for. 1:43 - Discount points and how they work. 3:32 - The math behind points and why it’s essential to calculate. 5:00 - The lack of education in the mortgage industry and the importance of asking questions. 6:30 - Importance of asking the lender for the rate sheet and calculating savings. 8:30 - When points might make sense and when they don’t. 10:20 - Final advice on being cautious with points and closing remarks. 11:05 - Questions? Call me at 786-933-2077 or Book the Calendar! Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2023 www.zerostressmortgage.com NMLS 247743 Guaranteed Rate NMLS 2611 To access Guaranteed Rate: https://www.guaranteedrate.com/discla... https://www.guaranteedrate.com/licens... My State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Hashtags: #jenniferbeeston #mortgages #firsttimehomebuyer In this video, we'll uncover the money-saving secrets of understanding mortgage points. Learn how mortgage points can cost you a silly amount of money on your home loan