4 Out of 10 Roof Insurance Claims Are DENIED in 2026 — Here’s Why скачать в хорошем качестве

4 Out of 10 Roof Insurance Claims Are DENIED in 2026 — Here’s Why

If you’ve ever filed a roof insurance claim and ended up with no payout, you’re not alone — and you’re not crazy. In this video, we break down real, public homeowners insurance data showing that in 2024, over 40% of insurance claims were closed with no payment, and some major insurance companies were close to 50%. This is not a sales video. There’s no pitch, no pressure — just clear explanations backed by real sources so homeowners can understand why roof claims are getting denied and how to avoid costly mistakes. We cover: Why roof insurance claims are being denied more often Which insurance companies deny the most claims The difference between storm damage vs wear-and-tear How filing the wrong claim can actually hurt you later What to do before you ever file a roof claim All sources are linked below so you can review the data yourself. ⏱️ Video Chapters [00:00] — Intro: Roof Insurance Claims Denied With $0 Payouts (You’re Not Alone) [00:40] — What “Claims Closed With No Payment” Actually Means [01:10] — Homeowners Insurance Claim Denial Trends (2004–2024 Data) [01:40] — Insurance Companies With the Highest No-Pay Claim Rates [03:17] — Why Roof Claims Are Getting Harder to Approve [04:03] — Storm Damage vs Wear-and-Tear: Why Claims Get Rejected [04:43] — The Hidden Risk of Filing a Roof Insurance Claim [04:57] — What Homeowners Should Do Before Filing a Roof Claim [05:29] — How to Avoid Roof Insurance Claim Denials 🔎 Key Data Sources & References 📊 Homeowners Claims Closed With No Payment (Weiss Ratings / NAIC Analysis) https://weissratings.com/en/weiss-lan... 📄 Historical Claim Data Table (2004–2024) https://adjustor.com/wp-content/uploa... 🏠 Roof Repair & Replacement Cost Trends (Verisk) https://www.verisk.com/insurance/visu... 📰 Rising Deductibles & Coverage Restrictions Explained https://www.houstonchronicle.com/busi... 🧠 Who This Video Is For This video is especially helpful if: Your roof insurance claim was denied or paid $0 You’re thinking about filing a claim after storm damage Your roof is aging and you’re waiting for insurance to replace it You want to avoid claim mistakes that raise future premiums 💬 Join the Conversation If you’ve had a roof insurance claim denied, or closed with no payment, drop a comment below and share: The insurance company What happened Whether wear-and-tear was cited Comparing notes is how homeowners stay informed. Thanks for watching — we truly appreciate your time. We post new videos every week, so stay tuned. 👍 Like the video if this helped 📌 Subscribe for weekly homeowner education 📤 Share this with someone dealing with a roof insurance claim People who care. Protection that lasts.