The Truth About Credit (What you need to know!) By Dr. Robert L. Ramirez скачать в хорошем качестве

The Truth About Credit (What you need to know!) By Dr. Robert L. Ramirez

In this lesson, Dr. Robert L. Ramirez breaks down the truth about credit, what it really is, how it works, and how it can either build your financial future or quietly destroy it. Credit is often misunderstood and misused, leading many people into long-term debt cycles without realizing the consequences. Dr. Ramirez explains how lenders evaluate credit, why your credit score matters, and the key habits that separate healthy credit use from financial traps. Understanding credit is not about borrowing more, but about using it strategically, responsibly, and in alignment with long-term financial goals. 🌐 Book a session or get Dr. Ramirez’s books: 👉https://wealthnwings.com ——— 🕊️ About Wealth N Wings Faith. Freedom. Financial Wisdom. We believe that faith and finance go hand in hand — that God’s Word gives us the wisdom to build wealth with integrity, generosity, and purpose. Subscribe to join Dr. Robert L. Ramirez each month as he shares lessons rooted in faith, life, and legacy. ——— 📘 Website: https://wealthnwings.com 📖 Books by Dr. Ramirez: Available on our website 📺 Subscribe for more: ‪@WealthNWings‬ (Instagram & Facebook) #PersonalFinance #FinancialEducation #Credit #CreditScore #DebtManagement #WealthBuilding #FinancialLiteracy #FaithAndFinance #WealthNWings #FinancialFreedom #creditrepair #creditreport