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Have you designated a beneficiary for a pillar 3a life insurance policy? How are benefits from tied pension plans treated under inheritance law in the event of death? Why might this be of interest for concubinage partners in estate planning? Beneficiaries have their own direct claim to the benefit. These directly paid out benefits are not included in the estate. They are, however, subject to addition and reduction. If no compulsory portion is violated, no reduction takes place. Heirs entitled to a compulsory portion who do not receive their compulsory portion can file an action against the beneficiaries of Pillar 3a and request a reduction until their compulsory portion is established. Please inform yourself by visiting my website: https://frehnerlaw.ch/taetigkeitsgebi...