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"The panic you feel when checking your bank balance? The cycle of overspending or over-saving? It's not just about numbers—it's about the deep, unconscious money scripts running your life. Dr. Shefali Tsabary, the clinical psychologist, New York Times best-selling author, and revolutionary thinker famously endorsed by Oprah joins The Pay Off to talk about our approach to money. Dr. Shefali shares how the ego dictates our decisions around debt, spending, and saving, how to conquer the paralysis of financial fear and how the emotional legacies of our childhoods shape our bank accounts today. Clinical Psychologist Dr. Shefali shares how the ego dictates our spending and saving decisions, conquering financial fear and how our childhoods can shape our bank accounts today. Chapters in this video 00:00 - Welcome 01:00 - The Conscious Parent 05:00 - When Our Money Mindset Forms 07:30 - Relationship With Money Growing Up 09:50 - Tackling Money Anxiety 13:15 - The Psychology Of Parenting 19:45 - Making Knowledge Accessible 23:10 - The Oprah Effect 24:50 - Upcoming Australian Show 26:30 - Unconscious Financial Baggage 29:45 - Talk About Money 34:20 - Discipline and Punishment 38:00 - The Age Of Anxiety 39:50 - Setting Healthy Boundaries 41:30 - Couples Discussing Finances Together