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http://nscdefensivedriving.com/newyork/ New York Approved Point and Insurance Reduction Program: Save 10% on your car insurance for 3 years and up to 4 points reduction on your driving record. Free certificate mailed next-business-day. Free next-business-day processing with the DMV. State-of-the-art, engaging online learning, Fully-narrated course, Real driving situations, Take at your own pace from any computer, Log in and out at any time. Point and Insurance Reduction Benefits: 10% Insurance Premium Reduction. Take DDC-NY online defensive driving course or in the classroom and save on your insurance costs. Don't wait until your premium expires. Take DDC-NY online defensive driving course now — and earn your insurance and point reductions. You'll receive up to a 10% reduction on your motor vehicle collision and liability insurance premium each year for three years. The reduction applies to the base rate of your automobile and motorcycle insurance premiums, provided you are listed as the principal operator. Check with your insurance carrier for specific details on your total savings. Up to a four-point reduction on your driving record: DDC-NY online defensive driving course may also allow you to receive up to a four-point reduction on your driving record. The course may be taken once every 18 months for the point-reduction benefit. Save lives with defensive driving: Save lives with the most trusted name in driver safety, and the nation's leading safety advocate: National Safety Council.