How to Earn Millions of Points and More Listener Q&A скачать в хорошем качестве

How to Earn Millions of Points and More Listener Q&A

Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts, business cards, cash-back alternatives, and how to decide when a card (or perk) is actually worth it. Click "More" to see the Advertiser Disclosure. Advertiser Disclosure: chrishutchins.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Partner Deals Fabric: https://chrishutchins.com/fabric Bilt Rewards: https://chrishutchins.com/bilt Gusto: https://chrishutchins.com/gusto Notion: https://chrishutchins.com/notion Gelt: https://chrishutchins.com/gelt For all the deals, discounts and promo codes from our partners, go to: https://chrishutchins.com/deals Resources Mentioned Credit Cards Best Cards: https://chrishutchins.com/cards Alaska Airlines Visa®: https://chrishutchins.com/alaskavisa American Express® Green Card: https://chrishutchins.com/amexgreen American Express Platinum Card for Schwab: https://chrishutchins.com/schwabplat Atmos™ Rewards Summit Visa Infinite® Card: https://alaskaair.com/atmosrewards/co... Bank of America® Premium Rewards® Elite: https://chrishutchins.com/boapre Bank of America® Unlimited Cash Rewards: https://chrishutchins.com/boauc Bilt World Elite Mastercard®: https://chrishutchins.com/biltcard Bilt Palladium Card: https://bilt.com/card#three-cards Capital One Venture X Business: https://chrishutchins.com/venturexbiz Capital One Venture X Rewards Credit Card: https://chrishutchins.com/venturex Citi® / AAdvantage® Executive World Elite Mastercard®: https://chrishutchins.com/citiaaexec Coinbase One Card: https://coinbase.com/creditcard Costco Anywhere Visa® Card by Citi: https://chrishutchins.com/citicostco Hilton Honors American Express Aspire Card: https://chrishutchins.com/amexhiltona... Robinhood Gold Card: https://robinhood.com/creditcard/ The Business Platinum Card® from American Express: https://chrishutchins.com/amexbizplat U.S. Bank Altitude® Reserve Visa Infinite® Card: https://rewards.usbank.com/benefits/c... Venmo Credit Card: https://venmo.com/about/creditcard Wells Fargo Autograph℠ Card: https://chrishutchins.com/wfautograph Business Payment Platforms Melio: https://affiliates.meliopayments.com/... Plastiq: https://plastiq.com IRS Authorized Payment Providers Pay1040: https://pay1040.com ACI Payments: https://fed.acipayonline.com Credit Card Spend Needed to Achieve Each Airline Status Tier: https://reddit.com/r/AlaskaAirlines/c... Rakuten (Free $30→): https://chrishutchins.com/rakuten ATH Podcast Chris’ Credit Card Optimizer Tool: https://chrishutchins.com/cardtool Ask Chris Anything!: https://chrishutchins.com/ama Membership: https://chrishutchins.com/join Gift Card Site: https://chrishutchins.com/giftcards Ep #164: Earn Points Paying Taxes with a Credit Card (+ Latest Deals/News): https://chrishutchins.com/paying-taxe... Ep #200:    • Tax Expert Tells ALL: Tax Myths Debunked, ...   Ep #221:    • Deep Dive on Credit Reports, Scores, and T...   Ep #247:    • I Ranked Every Bank of America Credit Card...   Ep #248:    • How to Stop Over-Optimizing & Focus on Wha...   Ep #258:    • 5 Points & Miles Mistakes That Are Costing...   Ep #261:    • Goals, Tools, and Mindset Shifts for a Bet...   Full Show Notes (00:00) Introduction (01:26) How Chris Has Earned 15+ Million Points (03:46) Why Signup Bonuses Still Matter More than Everything Else (05:04) The Role Everyday Spending Actually Plays (08:42) When Transfer Bonuses Are Worth It (12:24) How Chris Leverages Referral Bonuses (13:24) What Having "Too Many" Credit Cards Really Does to Your Credit Score (16:13) How Many Signup Bonuses per Year Is Reasonable? (16:44) Why Spend Requirements Are the Real Bottleneck (18:23) Approval Odds and Timing Applications (22:04) Getting Approved for Business Cards (Without A Business) (27:23) Maximizing Rewards without Overcomplicating It (30:18) When Cash Back Is the Better Option (32:48) Best Cards for Big, One-Time Expenses like Weddings (37:24) Making Sense of Card Rules and Restrictions (38:13) Annual Fees: How to Decide if They're Worth Paying (41:12) Paying Taxes with a Credit Card (46:28) How to Think about Points if You Mostly Care about Hotels (49:10) Is CLEAR Worth It? (51:48) How DoorDash Credits Work (53:25) Is There a Shortcut to Airline Loyalty Status? (57:04) The Best Credit Card for Costco Spending (59:19) Are the New Bilt Cards Actually Bad?