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Planning your return to India? Personalize your free plan with action items, here 👉 https://access.desireturn.com/planner-yt 👉 Desi Return Financial Planning Roadmap & Course (avoid missing critical steps during your move) https://pensight.com/x/desireturn/cou... 👉 Join the Desi Return Community Connect with families who already moved back and share real experiences. https://pensight.com/x/desireturn/inn... 👉 Consultation & Planning Support https://pensight.com/x/desireturn/ After spending 10 years in the United States, Ashish made a decision many NRIs struggle with — leaving the US and moving back to India.But this wasn’t an impulsive decision. He and his wife spent years planning their return, saving 40–50% of their income, calculating their financial independence (FIRE) numbers, and thinking deeply about what kind of life they wanted for their family. Instead of moving to a big metro like Bangalore or Hyderabad, they chose something even more unusual — returning to a Tier-3 city in India. In this episode of Desi Return, Ashish shares his full journey: • Why he moved to the US in the first place • What changed after 10 years abroad • The role family and parents played in the decision • How much money he calculated to live comfortably in India • FIRE planning for returning NRIs • Monthly cost of living in a Tier-3 Indian city • Why the H1B visa system and immigration uncertainty matter • Planning finances before leaving the US • Selling a home and wrapping up life abroad • Life after returning to India • Pros and cons of living in a smaller Indian city If you're an NRI in the US, Canada, UK, or Australia thinking about moving back to India, this conversation will give you real insights into the financial, emotional, and lifestyle decisions involved.#backtoindia a #nri #returntoindia #homecoming #FIRE #retireearly #reversemigration #nrishaala #nrilife Chapters: 0:00 Introduction 1:40 Background 6:32 Why the thought of moving to India? 10:48 Decision process 16:28 H1B sentiment 20:22 FIRE Planning 32:00 Planning the move 39:24 Life in India 42:35 Life in Tier3 city 47:53 Any surprises? 49:18 How Desi Return helped with the journey? 51:10 Any advice ✅ About Desi Return. Our mission is to provide support and guidance for Non-Resident Indians (NRIs) who are considering or planning to return to India. We share informative and engaging content about frequently asked questions related to finance, culture, job opportunities, real estate etc.,. Our goal is to help you make an informed decision about your move to India and to ensure a smooth transition back to your home country. For Collaboration and Business inquiries, please use the contact information below: 📩 Email: info@desireturn.com 🔔Planning to come back home (India) again. Subscribe to our personal journeys and expert insights: / @desireturn Thanks for watching! You guys are awesome :) Copyright Notice: This video and my YouTube channel contain dialog, music, and images that are the property of DesiReturn. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my Youtube Channel is provided. © Desi Return #ReturnToIndia #BackToIndia #MoveBackToIndia #NRIReturnToIndia #NRIDilemma #NRIReturningPermanently #NRI #ReverseMigration #ReturnToIndiaFromUSA #ReturnToIndiaAfterLongTime #BackToIndiaAfterLongTime #NRISettlingBackInIndia #ReverseMigrationInIndia #backtoindia #fire #financialfreedom #culture #careertransition #taxplanning #CareerInIndia #FamilyInIndia #FinancialFreedomInIndia #FinancialPlanning #internationalliving #lifeinindia #FinancialIndependenceRetireEarly #HowToRetireEarly #EarlyRetirement #FinancialIndependence #FinancialIndependenceRetireEarlyFIRE #HowToRetireYoung #greencard #nrishaala #nrilife #financialfreedom