4 Major Ways to Reduce Your Required Minimum Distributions (RMD) скачать в хорошем качестве

4 Major Ways to Reduce Your Required Minimum Distributions (RMD)

Did you know that the way you withdraw money from your IRA could cost you thousands more in taxes each year? In this video, I break down the concept of Required Minimum Distributions (RMDs) and how they can quietly increase your tax bill during retirement, especially if you’re not planning ahead. But don’t worry — I’m going to show you exactly how to reduce or manage RMDs using strategies that are practical and easy to understand. We’ll dive into why taking IRA withdrawals earlier than required can actually work in your favor, particularly if you expect tax rates to rise in the future. I’ll also explain how to use Roth conversions strategically — turning taxable income now into tax-free growth later. And if you’re someone who gives to charity, you’ll love the Qualified Charitable Distribution (QCD) approach that can help you support causes you care about while reducing your taxable income. Follow Us for More Financial Insights: 📅 Your Wealth Deserves a Plan. Discover more: https://bit.ly/4eCNWjm 👍 Facebook:   / pacesferrywealth   💼 LinkedIn:   / pacesferrywealth   💡 More Estate & Financial Planning Videos 📌 Why a Pension Changes the Way You Should Plan for Retirement:    • Why a Pension Changes the Way You Should P...   📌 What Steve Jobs Would Do If He Designed a Retirement Plan:    • What Steve Jobs Would Do If He Designed a ...   📌 4 Retirement Traps No One Tells You About:    • 4 Retirement Traps No One Tells You About   Using real-life numbers and visual breakdowns, I’ll walk you through how choices impact your tax brackets, Social Security taxation, and overall retirement income. You’ll see why timing matters and how a small adjustment today can save you tens or even hundreds of thousands in the long run. If you're planning for retirement or have already retired, this video is valuable. From lowering your RMDs to avoiding surprise tax hits, I’ve laid out the tools and exceptions you need to know, including how to delay RMDs altogether if you're still working. Remember to subscribe 🔔 and hit the bell so you don’t miss future videos on smart tax planning, IRA strategies, and financial freedom in retirement. #retirementplanning #rothconversion #taxplanningtips #financialplanning #retirementincome Paces Ferry Wealth Advisors, LLC is a registered investment advisor (“RIA”) with the U.S. Securities and Exchange Commission (“SEC”). This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. SEC registration does not constitute an endorsement of the Firm by the Commission nor does it indicate that the Firm has attained a particular level of skill or ability. Information presented does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services. This information should not be construed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. This presentation should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the adviser as of the date of the presentation and are subject to change.