Warren Buffett: 7 Retirement Money Moves That Sound Smart (But Keep You Broke) скачать в хорошем качестве

Warren Buffett: 7 Retirement Money Moves That Sound Smart (But Keep You Broke)

Advice that sounds prudent—pay off mortgages early, hoard cash for safety, hire expensive advisors, buy annuities for guarantees, avoid stocks after sixty, claim Social Security immediately, defer all distributions—often optimizes for feelings over wealth. Someone following all seven might pay off a three-point-seven-five percent mortgage while under-saving, keep two hundred thousand losing to inflation, pay two percent annual fees for underperformance, lock capital in inflexible annuities, watch purchasing power erode in bonds, claim benefits at sixty-two, and trigger massive RMDs later. These moves prioritize appearing responsible over actually building security, and the cost only becomes clear when decades of compound decisions can't be reversed. #mortgagepayoffmistake #cashhoarding #feeunderperformance #annuitycosts #stockavoidance #socialsecuritytiming #taxdeferral