Lemonade Stock | Why We're Avoiding LMND скачать в хорошем качестве

Lemonade Stock | Why We're Avoiding LMND

Lemonade stock is trading at half of what institutional investors were willing to pay during the 2020 LMND stock debut. There's a reason for that. Lemonade isn't an insurance company because the most important attributes of an insurance stock - return on float and underwriting profits - are missing from Lemonade's business model. Instead, they think that giving money to charity will somehow keep the bad guys from filing fraudulent claims. If you're looking for exposure to the insurance companies, buy one of several dividend champions like Chubb or Aflac. Better yet, just buy shares in an insurance ETF. $LMND stock may be valued about the same as the cash and investment on their books, and there's a reason for that. Until they can get their combined ratio under 100%, Lemonade's business will never be profitable. RESEARCH PIECES USED IN THIS VIDEO: 1. Insurance Provider Lemonade Offers Stock in IPO https://www.nanalyze.com/2020/06/insu... 2.Metromile Stock: A Pay-Per-Mile InsurTech https://www.nanalyze.com/2021/07/metr... 3. 10 Artificial Intelligence Startups in Insurance https://www.nanalyze.com/2017/05/10-a... 4. How Technology Will Affect Big Insurance Companies https://www.nanalyze.com/2018/08/tech... CHAPTERS: Intro What Lemonade does Intro to the insurance industry Insurance in recessions Lemonade isn't an insurance company LMND's combined ratio problem Lemonade loves giving Lemonade acquires Metromile $LMND stock valuation Conclusion ABOUT US: This video is brought to you by Nanalyze, a media and research firm founded by finance professionals with decades of experience. We share insights about #DisruptiveTechnology #stocks in a language that is future-proof and easy to understand. Read all the Nanalyze Premium articles you'd like for free! Sign up for a 30-day trial of our monthly subscription with no strings attached: https://www.nanalyze.com/subscription... DISCLAIMER: Our content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, along with independently researching and verifying, any information contained within our YouTube videos or on our website, whether for the purpose of making an investment or otherwise. $LMND #lmnd #lemonadestock #insuretech #insurancestocks #insurance