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If you’re over 60, the game changes. Your biggest risk is no longer missing opportunities — it’s making one bad decision that wipes out decades of savings. Charlie Munger believed the most dangerous years for investors are when they feel safest — when they have the most to lose and the least time to recover. This video explains the Munger-style, survival-first approach to investing after 60 — how to protect your capital, avoid permanent losses, and still earn steady, reasonable returns without gambling. You’ll learn: Why avoiding losses matters more than chasing high returns How “margin of safety” protects retirement wealth Why boring, durable businesses quietly outperform How to think like an owner, not a speculator Why patience is the most powerful retirement asset The goal at this stage of life isn’t to get rich. It’s to stay free, solvent, and independent. Let boring compounding do the work. This is a fan-made educational channel. It is not affiliated with Charlie Munger, Berkshire Hathaway, or Warren Buffett. The voice is AI-generated for educational storytelling. This content is for informational purposes only — not financial advice. #CharlieMunger #LongTermInvesting #RetirementPlanning #Over60 #WealthProtection #ValueInvesting #FinancialFreedom #MungerPhilosophy #InvestingWisdom #ClearThinking #charliemunger #financialwisdom #longterminvesting #mungermindset