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The internet is full of different people touting different opinions on personal finance. This advice that Dave Ramsey gives around building credit, was too important not to respond to. I breakdown in this video why I completely disagree with Dave on this topic, and give some supporting data around how building good credit can help you better your finances over your lifetime! ===== Offers: YCharts helps you visualize data to help you invest easier and smarter. Get a FREE trial here to see their powerful tools for individual investors: https://shetalksfinance.com/ycharts Want to learn how to keep more of your hard earned money, and grow it? Get my free “Wealth Master Plan” video series and quick-start guide - https://shetalksfinance.com/wmp-yt Are you an investor looking to take your analysis skills to the next level? I'm a mentor in the Skill Incubator community for investors and entrepreneurs: http://shetalksfinance.com/investorco... Connect with Nikki: Subscribe To SheTalksFinance YouTube channel: / shetalksfinance Twitter: / shetalksfinance Instagram: / shetalksfinance Facebook: / shetalksfinance ===== Disclaimers: This information is for educational purposes only and is not personalized in nature. Nothing I say is meant to be a recommendation to buy or sell any financial instrument. Do your own due diligence, and take 100% responsibility for your financial decisions or consult a financial professional to help you. I will NEVER ask you to send me money to trade or invest for you. There are no guarantees or certainties in investing. My videos may contain affiliate links to products I believe will add value to your life.