This is How Much House You Can Afford On a $100K Salary скачать в хорошем качестве

This is How Much House You Can Afford On a $100K Salary

➡️ Schedule a call with Me & My Team: https://tinyurl.com/ApplyWithKP ➡️ Get Your Money Right w/ My FREE Budgeting Calculator: https://kpteam.com/budget-worksheet/ ➡️ Stay up to date on all things homebuying, real estate, and personal finance: https://bit.ly/KevNews ✅ Subscribe for more real estate insights:    / @kp_theoriginator   Think making $100,000 a year means you can easily afford a big house? Think again. In this video, mortgage expert Kevin Polakovich breaks down the truth behind home affordability based on income. Whether you're aiming to buy a $250K home or stretch toward $600K, this video lays out what’s realistic, what’s risky, and what mortgage strategy fits YOU. 🏡 You’ll learn: ✅ How mortgage lenders calculate what you qualify for ✅ The difference between Dave Ramsey’s method vs. lender guidelines ✅ What 28/36 and 49% DTI rules actually mean ✅ Real payment examples for $250K, $350K, and $600K homes ✅ FHA vs. Conventional: Who qualifies and what it costs ✅ Why income alone doesn’t tell the full story ✅ How your credit, debt, and down payment change everything ⏱️ Timestamps 0:00 – Intro 0:50 – How lenders really view your $100K salary 1:55 – Dave Ramsey's Formula 3:30 – $250k Home Using Dave Ramsey's Formula (Example) 4:10 – The Formula I recommend (from my Real Estate Experience) 5:20 – $350K purchase example using my recommendation 6:25 – Using A Conventional Loan To Max Out Buying Power (600k Home) 9:45 – Using a FHA Loan at Max Buying Power 12:20 – Outro 🏷️ Hashtags #HomeAffordability #FirstTimeBuyer #MortgageHelp #100KSalary #RealEstate2025 #HouseHuntingTips #FHAloan #ConventionalLoan #KevinPolakovich #HomeBuyingBudget ===================== Kevin Polakovich Founder of Treadstone Mortgage [Company NMLS 222982] Mortgage Lender | [Individual NMLS# 138361] Connect with me on social: 📸 Instagram:   / kp_theoriginator   📘 Facebook:   / kp.theoriginator   🎵 TikTok: https://tiktok.com/@kp_theoriginator?... 🔗 LinkedIn:   / kevin-polakovich-0493b116   Hashtags: #KevinPolakovich #MortgageLender #MichiganRealEstate #TreadstoneMortgage #HomeLoans #HomeBuyingMadeSimple #MortgageTips #MichiganHomes #FirstTimeHomeBuyer #HomeOwnershipJourney #MortgageSolutions #MichiganLender DISCLAIMER: Down payment requirements, closing costs, and loan amounts are for illustrative purposes only; subject to credit qualification, not all applicants may qualify. Not a commitment to lend. Not affiliated with or endorsed by any government institution. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. This video has not been approved by any government agency. Please contact us for an exact quote and for more information on fees and terms. Treadstone Funding propelled by Neighborhood Loans NMLS 222982 “Illinois Residential Mortgage Licensee No. MB.6759826. https://www.neighborhoodloans.com/lic... For licensing information, go to https://www.nmlsconsumeraccess.org