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Most veterinarians become practice owners because they want freedom. More time, more income, more autonomy. So why do so many of them end up with less of all three? Financial advisor Tom Seeko has spent over a decade helping veterinarians answer that exact question, and in this episode he sits down with Mary to break it all down. From the trap of hiring people who can't do things exactly like you, to the danger of making big business decisions without a clear vision, to the simple 15-minute weekly habit that could change everything, Tom brings the kind of practical, grounded wisdom that no vet school curriculum ever covered. Plus, they talk books, Buddhist monks, cold plunges, and why your thoughts are creating a lot more of your problems than you realize. If your practice feels like it's running you instead of the other way around, start here. Catch more from Tom on the Smarter Vet Financial Podcast, where he and his team have built one of the most comprehensive libraries of financial content available for veterinary professionals.