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📌 Subscribe for more: / @thewiseretirement 📌 Get The WI$E Retirement Journal on Amazon: https://www.amazon.com/dp/B0FSDPK8K9 Prosperity begins in the mind and ends in the purse. In this episode of The WI$E Retirement Podcast, Dr. Dennis Kimbro—bestselling author of Think and Grow Rich: A Black Choice and The Wealth Choice—shares the millionaire mindset and habits that create wealth, even if you’re starting late. Learn how to: ✅ Make every dollar your employee ✅ Leverage compound interest for lifelong income ✅ Shift your mindset from survival to prosperity ✅ Build habits that create generational wealth Don’t just chase money—learn the wise, productive use of money. 📌Join out our FREE newsletter to get highlights and action steps from every show, https://www.thewiseretirement.com/. CHAPTERS 00:00 The Power of Mindset in Wealth Building 02:53 Dr. Kimbro's Journey and Insights on Wealth 04:48 Understanding the Wealth Gap and Community Economics 07:38 Budgeting and Financial Discipline 07:59 Stories of Wealth from Humble Beginnings 08:47 The Importance of Mindset in Wealth Creation 11:38 Creating Generational Wealth at Any Age 12:57 Morning Routines and Success Habits 13:22 Understanding Wealth Among Black Millionaires 15:07 The Importance of Mindset and Habits 16:13 Goal Setting and Affirmations 18:59 Defining True Wealth 19:27 The Future of African Influence 19:53 Taking Responsibility for Change