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5 Money Lessons I Learned Too Late

For years, I thought I was doing everything right — saving carefully, avoiding risk, and hoping that would keep me safe. But when I started tracking my own numbers, I discovered something that changed how I see money and retirement forever. In this video, I’m sharing the 5 lessons I wish I knew sooner about building a safe retirement portfolio — especially if you live in Europe, where the rules are different. 💡 Free Interactive Google Sheet : https://bit.ly/free-retirement-sheet Try the same sheet I used to compare saving vs investing vs inflation: ✅ What You’ll Learn – Why “saving” isn’t always safe – How simplicity brings more peace than perfection – The importance of understanding Europe’s tax rules – When to focus on growth vs income – Why time is your real secret weapon If you’re in your 40s, 50s or 60s and wondering how to make your money last, this channel is for you. 💬 Tell me in the comments: Which lesson speaks to you most? 🕊️ I’m not a financial advisor. This video is for educational purposes only. #retirementineurope #financialindependence #retirementplanning #investingforeuropeans #dividends #inflation #moneylessons #earlyretirement