Let's Get Real About the #1 Mistake Killing Your Credit Score with Gar Russell скачать в хорошем качестве

Let's Get Real About the #1 Mistake Killing Your Credit Score with Gar Russell

Welcome to The REAL in Real Estate Podcast, your go-to show for real estate success. In this episode, we are demystifying one of the most critical and often misunderstood topics for agents and clients alike: credit. Whether you're aiming to buy a home or advising someone who is, this conversation will give you the facts to build a powerful financial foundation. Host Jean is joined by credit expert and entrepreneur Gar Russell. As the author of two books on the subject, Gar shares simple, actionable strategies to take control of your credit profile, dispel common myths, and even turn recreational vehicles into income-producing assets. In this episode, you will learn: ✔️ How to Take Total Control of Your Credit: Discover the importance of credit monitoring services (often free from your credit card company) and how you can freeze or unfreeze your credit with the click of a button. ✔️ The "Cut-Up Card" Trick for Responsible Credit Building: Learn a brilliant tactic to build positive credit history on autopilot by using a credit card for a single recurring bill and then physically destroying the card to prevent overspending. ✔️ What Actually Matters in Your Credit Score: Get a clear breakdown of the key factors in your score, including why payment history is king (35%) and why closing an old credit card can actually hurt you. ✔️ The 90-Day Habit to Boost Your Score: Find out why you should ask for a credit limit increase every 3-6 months and how this simple action can significantly improve the crucial limits-to-balances ratio (30% of your score). ✔️ How to Turn Your RV into a Real Estate-Style Asset: Hear about Gar's unique business model that allows RV owners to turn a liability into an asset, complete with tax depreciation and expense write-offs. How to Reach Gar Russell: Website & Free Books: Visit garrussell.com to download Gar's books for free or find them for purchase on Amazon. Listen to the full episode now: https://the-real-in-real-estate.capti...