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A veteran paid $0 to sleep in shipping containers overseas. Now those same containers cost $200K with $800/month HOA fees. The condo market is collapsing in 2026, and millions of owners are trapped in financial nightmares they never saw coming. From Florida to California, HOA fees have exploded 40-60% in just three years. Special assessments of $30K-$100K are hitting owners without warning. Property values are plummeting while single-family homes hold strong. Insurance companies are pulling out entirely, leaving buildings unfinanceable and unsellable. And the question nobody wants to answer: who's buying your condo when you need to sell? In this deep dive, we expose why condos have become America's worst investment in 2026. We break down the hidden costs crushing owners, the special assessment crisis devastating retirees, the appreciation gap nobody talks about, the neighbor nightmares you can't escape, and the insurance collapse making condos worthless overnight. This is data-driven real estate intelligence you won't find anywhere else. Whether you're a condo owner struggling to sell, a buyer reconsidering your options, or an investor watching the market implode, this breakdown could save you from financial disaster. 🔔 Subscribe to Housing Intel for weekly market insights that cut through the hype and deliver the truth. 💬 Drop a comment: Are you a condo owner facing massive fees? Share your story below.