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My name is Shahzad Ali, and I am a professional banker who has been working in the SME commercial corporate finance department for the last 12 years. I created this channel for those who are unfamiliar with the banking industry and have not benefited from it. I want to help people who don't know anything about bank loans, so I'll post updates about them here. Banking Basics Financial Literacy Loan Essentials Loan Types Loan Application Process Credit Score Interest Rates Loan Repayment Collateral Loan Eligibility Loan Documentation Loan Terms and Conditions Loan Disbursement Loan EMI (Equated Monthly Installment) Loan Default Loan Refinancing Loan Insurance Loan Pre-approval Loan Guarantor Loan Amortization Loan Tenure Loan Servicing Loan Underwriting Loan Collateralization Loan Origination Loan Modification Loan Foreclosure Loan Syndication Loan Moratorium Loan Security Loan Overdue Loan Repayment Options Loan Comparison Loan Repayment Schedule Loan Agreement Loan Interest Calculation Financial Institutions Banking Services Deposits Loans and Credit Interest Rates Savings Accounts Current Accounts Fixed Deposits Mortgages Personal Loans Business Loans Credit Cards Debit Cards ATM Services Online Banking Mobile Banking Internet Banking Electronic Fund Transfers Cheque Clearing Money Transfer Retail Banking Corporate Banking Investment Banking Asset Management Wealth Management Foreign Exchange Exchange Rates Central Banks Reserve Bank Monetary Policy Financial Regulations Basel Accords KYC (Know Your Customer) AML (Anti-Money Laundering) NPA (Non-Performing Assets) CRR (Cash Reserve Ratio) SLR (Statutory Liquidity Ratio) NEFT (National Electronic Funds Transfer) RTGS (Real-Time Gross Settlement) SWIFT (Society for Worldwide Interbank Financial Telecommunication) MICR (Magnetic Ink Character Recognition) IFSC (Indian Financial System Code) NPCI (National Payments Corporation of India) Banking Ombudsman Customer Service in Banking Banking Technology Digital Banking Biometric Authentication Cybersecurity in Banking Financial Inclusion Microfinance Payment Systems Financial Literacy Bank Merger NRI Banking SME Banking (Small and Medium Enterprises) Rural Banking Cooperative Banks Retail Lending Corporate Lending Capital Adequacy Ratio Treasury Management Inflation Deflation Cash Management Mobile Wallets Personal Finance Financial Planning Insurance Products Mutual Funds Investment Options Stock Market Demat Account Wealth Creation EMI (Equated Monthly Installment) Financial Risk Management Taxation in Banking Customer Relationship Management Wealth Tax Tax Deducted at Source (TDS) Online Fraud Protection E-Banking Security Bankruptcy Laws Government Schemes for Banking Financial Stability Economic Indicators Foreign Direct Investment (FDI) Reserve Ratio Corporate Governance Money Laundering Financial Crimes Capital Market Securities and Exchange Board of India (SEBI) Corporate Social Responsibility in Banking Corporate Finance Risk Management in Banking Capital Market Instruments Financial Statement Analysis Corporate Restructuring Derivatives Market Loan Disbursement Process Loan Application Checklist Loan Default Consequences Loan Co-signer Loan LTV (Loan-to-Value) Loan Processing Fee Loan Prepayment Loan Closure Loan Grace Period Loan Risk Assessment Loan Approval Criteria Loan Interest Subsidy Loan Interest Rate Fluctuation Loan Account Management Loan Balance Transfer Loan Installment Calculation Loan Repayment Options Loan Repayment Methods Loan Documentation Checklist Loan Disbursement Timeframe Loan Repayment Reminder Loan Security Evaluation Loan Default Resolution Loan Pre-qualification Loan Application Rejection Loan Rate Negotiation Loan Application Review Loan Interest Capitalization Loan Payment Deferral Loan Collateral Valuation Loan Repayment Track Record Loan Portfolio Management Loan Underwriting Guidelines Loan Repayment Assistance Loan Debt Consolidation Loan Payment Protection Loan Restructuring Loan Late Payment Penalty Loan Origination Fee Banking Basics Financial Literacy Banking Services Banking Industry Financial Institutions Banking Regulations Banking System Banking Operations Banking Products Banking Technology Retail Banking Corporate Banking Investment Banking Digital Banking Mobile Banking Internet Banking Online Banking ATM Services Credit Cards Debit Cards Savings Accounts Current Accounts Fixed Deposits Loans and Advances Mortgages Personal Finance Money Management Financial Planning Wealth Management Insurance Products Mutual Funds Stock Market Foreign Exchange Treasury Management Payment Systems Cash Management Risk Management Fraud Prevention Financial Inclusion Financial Regulations Central Banking Monetary Policy Fiscal Policy Economic Indicators Economic Growth Inflation Interest Rates Exchange Rates Financial Markets Capital Markets Derivatives Banking Ethics Customer Service KYC (Know Your Customer) AML (Anti-Money Laundering) Basel Accords Financial Stability