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A Complete Guide To CPP And OAS In 2025 | Canadian Retirement Benefits

📈 Learn more about how Harvest ETFs can help you reach your financial and retirement goals here: https://harvestportfolios.com/?utm_so... ➡️Learn more about our services at https://www.parallelwealth.com/planning ➡️PWL's CPP calculator: https://research-tools.pwlcapital.com... ➡️CPP webpage on Government of Canada website: https://www.canada.ca/en/services/ben... ➡️OAS webpage on Government of Canada website: https://www.canada.ca/en/services/ben... ➡️My Service Canada Account: https://www.canada.ca/en/employment-s... ➡️CPP Survivor's Pension webpage on Government of Canada website: https://www.canada.ca/en/services/ben... In this video we'll go through a complete guide to the Canada Pension Plan (CPP) and Old Age Security (OAS) for 2025. If you have any questions about this video's topic or retirement planning in general, visit https://www.parallelwealth.com/ or use the links below to learn more about our services: ➡️Fee For Service Retirement Planning: https://www.parallelwealth.com/planning ➡️Retirement Income Program™: https://www.parallelwealth.com/invest... ➡️Parallel Wealth Masterclass: https://www.parallelwealth.com/education Additional 3rd Party Links and Resources: 🔗Retirement Income for Life: Getting More without Saving More (Second Edition): https://amzn.to/3tvIdVN 🔗Free Credit Report with Borrowell: https://bit.ly/borrowellPWFG 🔗CPP Calculator: https://research-tools.pwlcapital.com... The above affiliate links are provided for your convenience. If you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personal vetted each product and service we provide links to. DISCLAIMER: This presentation is for informational purposes only and should not be considered financial, investment, tax, or estate planning advice. All investments carry risk, and past performance does not guarantee future results. Any forward-looking statements are based on assumptions and may not reflect actual outcomes. The content on this channel is for educational purposes only and does not provide specific investment or planning recommendations. Viewers should consult a qualified professional for retirement, tax, or estate planning guidance. Parallel Wealth and Adam Bornn are not responsible for any decisions made based on this content. TIMESTAMPS: 0:00 - Intro 0:28 - Eligibility 2:03 - Factors that determine how much CPP you'll receive 2:37 - Benefit to delay CPP 3:48 - How long you contribute to CPP 5:28 - Your earnings throughout working life 6:24 - Harvest ad 7:44 - Factors that determine how much OAS you'll receive 8:12 - Amount of years in Canada 8:57 - Benefits to delay OAS 9:53 - OAS Clawback 10:49 - Maximum CPP and OAS amounts 11:50 - Average amounts 13:25 - How to calculate your benefits 15:45 - CPP enhancement 16:45 - Application process 18:40 - How to cancel payments from CPP and OAS

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