UK Mortgage Regulation Explained | FCA MCOB Rules & Affordability Standards! скачать в хорошем качестве

UK Mortgage Regulation Explained | FCA MCOB Rules & Affordability Standards!

What are the Mortgage Conduct of Business (MCOB) rules and how do they regulate mortgage firms in the UK? In this episode of the FCA REGULATIONS Masterclass, we explain: • Where MCOB sits within the FCA Handbook • Mortgage advice standards • Suitability requirements • Responsible lending and affordability assessments • Income verification and stress testing • Disclosure obligations • Arrears handling and repossession rules • Why mortgage regulation tightened after the financial crisis MCOB is central to protecting consumers making one of the largest financial commitments of their lives. It ensures mortgage advice is suitable, lending is responsible and communications are transparent. Whether you work in mortgage advice, compliance, banking, fintech or financial services governance, understanding MCOB is essential. This video forms part of the FCA REGULATIONS series — a structured, professional deep dive into UK financial services regulation. Subscribe for clear, regulator-focused financial education.