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Retirement has ALREADY changed — and most Americans still don’t know what SECURE 2.0 actually did. This law quietly reshaped how you save, how you’re taxed, how your paycheck is affected, and how your retirement strategy must shift. And the truth is… nobody explained it clearly. In this episode, I break down the biggest changes taking effect in 2026 and why they matter for YOU, your family, and your financial future. From automatic enrollment to forced ROTH catch-ups, student loan matching, RMD updates, and employer incentives — these changes impact your money whether you’re ready or not. Scripture References: Luke 14:28 — Count the cost Proverbs 27:12 — The prudent see danger and take refuge Habakkuk 2:2 — Write the vision and make it plain Stewardship requires clarity. Clarity requires understanding the rules. And SMART planning is how you stay ahead of the system — not swept into it. Subscribe for more faith-infused financial education, SMART retirement strategies, and value-add moments. Be blessed — and more importantly, be a blessing. #FixedIndexAnnuity #RetirementPlanning #Old401k #RolloverStrategy #FinancialLiteracy #FaithAndFinance #GenerationalWealth #RetirementProtection #MaiBeasley #DYKSeries #FinancialEducation #SmartRetirement