Money Mistakes We Made in Our 20's | скачать в хорошем качестве

Money Mistakes We Made in Our 20's |

Is it ever too late (or too early) to fix your finances? In this money-meets-mayhem episode, a 25-year-old employee sits down with her 35-year-old boss to ask the burning question: How do I stop being broke? We talk emergency savings, long-term investments, and whether it’s okay to “whack” a little from your trading profits. From first paycheck disasters to investing vs trading, the gang dives into what really works when it comes to building wealth without sounding like a boring finance bro. We unpack: • Why JP keeps buying high and selling low • John’s 3 financial life chapters (spoiler: it’s a whole book) • Alison’s one money regret at 25 • Whether material things actually bring happiness • And how world events shake your portfolio Plus, get some insights on trading smart and we break down the difference between real investing vs just yolo-ing your cash. Whether you’re just starting out or trying to clean up your financial mess, this episode is for you. 💰 Real advice. 🔥 Real mistakes. 🎙 Only on The Daily Ketchup. Sponsored by Octa: Download here to trade with the Octa trading app: https://octafx.onelink.me/LTef/gc5zy7h9 Start trading with our exclusive promocode: TDK100 to double your deposit for trading. #PersonalFinanceSG #Octa #InvestingForBeginners #TradingTips #EmergencySavings #TDKPodcast #BuyHighSellLow #BudgetingFails #MoneyTalks #FinancialFreedom #DailyKetchupPodcast #AdultingSingapore #FinanceMistakes #OctaTradingApp #LifeInvestments - The Daily Ketchup Podcast is powered by Rezt n Relax, Grey & Sanders and TakeASeat.sg. Get 10% off EVERYTHING at Grey & Sanders with 'WOODKETCHUP' at https://greyandsanders.com Get 5% OFF Storewide at TakeASeat.sg with 'TheDailyKetchup' at https://www.takeaseat.sg Discover sophisticated interior transformations with Rezt n Relax at www.reztnrelax.com Subscribe for more content like this: https://linktr.ee/dailyketchup We're also on Spotify: https://bit.ly/dailyketchupSpot If you have any stories to share, let us know here: https://forms.gle/XRRtnMG1w56M8yrFA For business/sponsorship enquiries: [email protected] Work with us : http://grvty.media/careers Be part of our projects : Stay tuned ;) ===== Follow Us On Our Socials • Facebook:   / mosg.tv   • Instagram:   / dailyketchup   • TikTok:   / thedailyketchup   • Website: https://mosg.tv Cast: • Johnathan Chua   / johnathanchua   • Jonathan Paul   / jonathanpaul.sxw   • Alison Tan   / alisonaliceally   • Ho Jiajia   / hojiajiax   Edited by: Brian 00:00 Intro 02:10 What are some necessary insurance you need in your 20's? 02:35 What are emergency savings? 03:41 John's wealth planning layers 07:51 Don't sacrifice your retirement 10:02 How to beat inflation 11:45 Higher risk higher reward? 12:44 Should you invest if you are risk adversed 15:11 Jiajia's current finances 16:11 Why do people blow their first paycheck? 18:16 JP's mistakes when he started earning salary 19:29 John 3 chapter markers in his financial journey 21:28 Learning about life and the world through investing 22:49 The financial struggles of Singaporean couples 25:25 What happens after settling your biggest life expenses 26:03 Investing in other aspects of life 26:46 Ally's financial regret at 25 27:53 John financial regret at 25 28:47 Why do people splurge on material things 29:47 Social Media fuels bad online shopping habits 31:25 Why are people so fixated on brands 34:30 Why do we place Financial goals on material things? 35:14 Why you should use a spreadsheet for budgeting 37:36 Bonus Clip