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Get the Daily Plan Top Producers Swear By. Schedule Your FREE Call at https://www.90DayMapout.com/ Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl White sits down with Kevin Gillespie to unpack what actually creates explosive growth inside a branch or mortgage company and why most leaders miss it. They kick things off with a simple but powerful question: Do you really have a sales culture, or are you just hoping your team will prospect on their own? Kevin breaks down the difference between having a title and creating true leadership, and how commitment, structure, and psychological safety are the foundation of consistent production. You will hear the three core drivers of a winning sales culture: structured group prospecting, smart CRM leverage without using it as a hiding place, and creating “the stage” through regular presentations and events that position your team as the expert. Carl and Kevin share real examples of leaders who doubled, tripled, and even quadrupled their production by implementing these systems with consistency. If you are a branch manager, team leader, or producing manager who wants higher per-LO production without adding chaos, this episode lays out a practical blueprint you can start using immediately. If you are a branch manager or owner who wants to build a stronger, profit focused sales culture, learn more at https://www.ProfitDrivenPlan.com/. 00:00 – The Lottery Ticket Hook and Why Most People Get No Results 01:08 – Do You Actually Have a Sales Culture 03:34 – Hope Is Not a Strategy: Process Drives Production 05:52 – Commitment First: Leadership Over Title 06:40 – Structured Group Prospecting That Drives Results 10:33 – 6 Loans Per Month Per LO: A Culture Example 12:39 – Leveraging the CRM Without Avoiding Prospecting 17:47 – The Three Pillars of Sales Culture 21:37 – Consistency Is Culture: Day In and Day Out Execution 25:51 – How to Get Help: ProfitDrivenPlan.com