The Biggest Retirement Fear Nobody Wants to Talk About скачать в хорошем качестве

The Biggest Retirement Fear Nobody Wants to Talk About

Erin Kennedy and Chris Hoffman discuss strategies to help retirees avoid running out of money, focusing on tax-free income. Hoffman emphasizes the importance of Roth conversions to lock in low tax rates, suggesting incremental conversions to avoid jumping tax brackets. He also highlights the benefits of life insurance with cash value as a tax-free income source. Hoffman advises retirees to plan conversions over 5-10 years to manage tax implications and ensure sufficient cash to pay taxes. He argues that tax-free Roth accounts are crucial for estate planning and generational wealth, contrasting the tax-free nature of Roths with the taxable nature of pre-tax IRAs. Learn more about Hoffman Financial Group’s services here: https://hoffmancorporation.com/services/ Download “Money Unleashed” episodes on: Apple Podcasts: https://podcasts.apple.com/us/podcast... Google Podcasts: https://podcasts.google.com/feed/aHR0... Spotify: https://open.spotify.com/show/2E3IX4O... iHeart Radio: https://www.iheart.com/podcast/256-mo... Catch Chris Hoffman on TV and radio at https://hoffmancorporation.com/media/ https://hoffmancorporation.com DISCLOSURE: Investment advisory services offered through Brookstone Wealth Advisers, a registered investment advisor. Insurance and annuities offered through Hoffman Financial Group, Inc., GA Insurance License #163546. This information is designed to provide general information on the subjects covered; it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hoffman Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer in any way to securities or investment advisory products or services. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Wealth Advisors, Inc.