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Buyer demand is about to surge. CalHFA Dream For All applications open on February 24, giving qualified buyers up to $150,000 in down payment assistance. At the same time, interest rates are expected to begin moving lower as leadership at the Federal Reserve changes this quarter. When rates drop by just 1%, buyer purchasing power rises sharply. Now combine that with thousands of buyers suddenly receiving six-figure assistance, and the result is not affordability, it’s competition. In this video, I break down what’s about to happen, why waiting usually makes buying harder, and why preparation matters more than timing in the next phase of this market. If you’re a buyer, homeowner, or investor and want to get ahead of what’s coming, this is the conversation you should be having now.