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How much money do you really need when buying a home? Most buyers think it’s just the down payment — but that’s not the full picture. In this video, Northern Colorado Realtor Liz Grosul with Coldwell Banker Realty explains exactly what buyers should prepare for financially, including: 🏡 Down payment options 💰 Closing costs (typically 2–3% of the purchase price) 📄 Prepaid items like taxes and homeowners insurance 🤝 When and how sellers can sometimes help pay your closing costs If you’re buying a home in Fort Collins, Windsor, or Northern Colorado, this is a must-watch so there are no surprises on closing day. Liz also walks through a real-world example so you can understand what your total cash to close might look like based on your price range. 📍 Thinking about buying a home and want a personalized estimate? Reach out anytime: Liz Grosul Coldwell Banker Realty 📞 970-213-1895 📧 liz.grosul@cbrealty.com 🌐 lizgrosul.sites.cbmoxi.com 👍 Like, subscribe, and follow for more Northern Colorado real estate tips, buyer education, and market updates. #northerncoloradorealestate #windsorco #fortcollinsrealestate #movingtocolorado #healthandhomes