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In today’s episode, we go through chatter from around the mortgage industry heard in the hallways here at MCT Exchange 2026 in San Diego. Plus, Robbie sits down with Ivy Risk Strategies’ Lisa Holt for a discussion on how rethinking risk around fewer insurance purchases, stronger human connection, and data-driven feedback loops challenge traditional industry assumptions and help lenders and real estate leaders prepare for 2026 with smarter, more intuitive decisions at scale. And we close by looking at reaction to a subdued January CPI report. This week’s podcasts are Sponsored by Cenlar. Cenlar supports lenders and investors with scalable, best-in-class loan servicing built for today’s complex market. From compliance to customer experience, Cenlar helps portfolios perform better, borrowers stay supported, and servicers focus on growth. We’re proud to partner with a true industry leader. Founded by industry veteran Rob Chrisman, Chrisman Commentary is your trusted source for mortgage industry insights and updates. Whether you are a mortgage broker, lender, investor, or industry enthusiast, Chrisman Commentary will keep you informed and ahead of the curve in this dynamic, ever-evolving industry. Join our community and stay on top of the latest trends in mortgage lending. #ChrismanCommentary #MortgageRates #HousingMarket #MortgageIndustry