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When cancer strikes Malaysian families, they face two crises: medical survival and financial ruin. Jonathan Teoh created KALSIS to solve this; converting home equity into healthcare funding while families keep living in their homes. This is impact investing that makes Malaysia's RM4.2 trillion capital markets work for ordinary people. This conversation explores: → Why 1 in 10 Malaysians will face cancer & and why even the insured are going bankrupt → How a "reverse annuity" lets you unlock your home's value while staying in it for life → The future of tokenization: how everyday Malaysians could invest with as little as RM50 Chapters: 00:00:00 – Intro 00:03:11 – Why Are So Many Malaysians Getting Cancer Younger? 00:07:56 – When Good Health Insurance Isn’t Enough 00:10:59 – The Birth of KALSIS: Turning Homes into Lifelines 00:17:19 – Can Profit and Compassion Actually Work Together? 00:21:18 – Malaysian Healthcare is Broken. Can We Really Fix It? 00:25:45 – How the KALSIS Solution Actually Works 00:33:24 – What If You Want Your Home Back? Kids, Inheritance & Options 00:35:36 – Can Ordinary Malaysians Join as Investors? 00:38:54 – Malaysia’s “White Flag” Spirit: Can We Institutionalize Kindness? 00:42:11 – Tech, AI & The Future of Affordable Healthcare 00:49:42 – What’s Next: Shariah Compliance & Doing the Right Thing 00:53:36 – Can One Radical Idea Really Change the System? 01:04:00 – Closing Thoughts (Shoutout to @Ruma for the chairs keeping us comfortable through these long conversations. Makes a difference when you're not thinking about your back the whole time. Explore Ruma Home’s collections: https://ruma-home.com/) --- Follow KALSIS here: TIKTOK = / kalsismy FACEBOOK = / 61560268836767 INSTAGRAM = / kalsis.my LINKEDIN = / kalsis YOUTUBE = / @kalsis-my --- Follow DoMore here: WEBSITE: https://www.domore.my/ YOUTUBE: / domoretakechargeofyourlife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: / domore.asia