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Most retirement advice warns about running out of money—but if you've saved $1M+, the real danger might be the exact opposite. 💰 After 25 years as a financial advisor, I've discovered something surprising: disciplined savers who accumulated substantial wealth often face a more costly problem than overspending. They're underspending—and it's robbing them of the retirement they worked decades to build. Recent research shows retirees spend only 40-50% of their retirement savings, with average withdrawal rates of just 2.1%—less than half what's considered safe. Meanwhile, their go-go years slip away, family experiences are missed, and ironically, they end up paying higher lifetime taxes through massive RMDs. In this video, I reveal the three psychological forces driving excessive frugality, the real cost of living in perpetual scarcity mode (even with millions saved), and the proven strategies to confidently spend what you've earned without guilt or fear. Discover why having guaranteed income covering your essentials changes everything, how the guardrails approach lets you adjust spending with confidence, and why the perfect time to enjoy your wealth is now—not someday. –––– 🔗 Schedule a free retirement assessment → [Insert your scheduling link] Download our free retirement planning guide → [Insert guide link] –––– Timestamps: (PLEASE ADD TIMESTAMPS IN 00:00 FORMAT WHEN POSTING TO CREATE CHAPTERS) –––– Slalom Wealth Management is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal capital. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and misinformation may be deleted. Slalom Wealth Management is a registered investment adviser serving families that are preparing for retirement or have recently retired. #RetirementPlanning #FinancialPlanning #RetirementIncome #WealthManagement #RetirementStrategy #shorts