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On this episode of the Studio 321 Podcast, hosted by Steve Trout and Angela Dalaq, we sit down with Bryan Troy, Senior Loan Officer at The Mortgage Firm. With 16+ years in the mortgage industry — and ranked Top 20 in the nation out of 20,000+ loan officers for customer satisfaction — Bryan brings a straight-shooting, client-first perspective to every conversation. We talk about the biggest mistakes people make when refinancing, how to avoid costly online-lender traps, and why proper pre-approval matters now more than ever in Florida’s changing insurance and housing landscape. Bryan shares how he survived the 2008 mortgage crash, built a relationship-driven business, and why honesty, communication, and doing right by the client always win long term. We also dive into coaching youth sports, balancing business and family, and the value of having the right people in your corner when buying, refinancing, or navigating a tough market. For all your mortgage needs, reach out to Bryan Troy with The Mortgage Firm at (321) 544-7239 or via email at [email protected] . Stay connected: Instagram: / studio321podcast Facebook: / studio321podcast Website: [https://www.studio321podcast.com](https://www.studio321podcast.com/) #Studio321Podcast #BrightwayInsurance #SpaceCoast #Podcast