2025 Housing Market Warning: Should You Be Concerned? скачать в хорошем качестве

2025 Housing Market Warning: Should You Be Concerned?

In this episode of the SLO County Real Estate Podcast, Hal, JT, and James unpack one of the biggest housing headlines circulating right now — and explain why the data tells a very different story. You’ll hear why today’s foreclosure numbers are nowhere near 2008 levels, how interest rates are keeping a floor under home prices, and why affordability (not supply) is the real pressure point in today’s market. Jon also breaks down the rent vs. buy debate with long-term math that may surprise you — including how homeowners can build over $2 million more wealth than renters over a 30-year period. 📌 Chapters 00:00 – Rearranging the studio & feeling the pressure 01:24 – Breaking down scary headlines about rising foreclosures 02:25 – Comparing today’s foreclosure numbers to the 2008 crisis 03:35 – Remembering negative amortization loans & their fallout 05:28 – Why low mortgage rates prevent a sudden supply surge 06:28 – The chronic shortage of new construction on the West Coast 07:21 – NAR’s prediction for 2026 transaction growth 08:45 – Affordability challenges: taxes, insurance & maintenance 09:15 – Is the cure for high prices… high prices? 10:35 – Responding to articles claiming renting is better than buying 11:51 – Why timing the real estate market rarely works 12:47 – A personal story: overcoming the fear of never owning a home 14:14 – Using NerdWallet to compare renting vs. buying 14:48 – The massive 30-year wealth gap between renters & homeowners ⭐ Episode Highlights Why “foreclosures up 20%” is a misleading headline The massive difference between today’s foreclosure numbers and the 2008 crash How equity + low interest rates keep homeowners from selling Why the West Coast remains 6+ years behind on new construction NAR’s forecast of 14% more transactions in 2026 The affordability pinch: property taxes, fire insurance & maintenance The classic debate: is renting ever better than buying? Why timing the market rarely works for building wealth How one NerdWallet scenario shows a $2.1M wealth advantage for buyers 📣 Call to Action Thinking about buying or selling? Want clarity about your options? 👉 Contact The Hal Sweasey Group We’re here to help you make informed, confident decisions — not emotional ones. Call/Text: 805-781-3750 Website: https://www.halsweasey.com Email: [email protected] DRE #01111911 🏡 The Hal Sweasey Group Website: https://www.halsweasey.com Instagram:   / halsweasey   Facebook:   / hal.sweasey   YouTube:    / @halsweasey   #RealEstate #SLOCounty #HousingMarket #Foreclosures #RentVsBuy #HomeBuying #RealEstatePodcast #CaliforniaRealEstate #HalSweaseyGroup #SLORealEstate