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Do you want to retire earlier than your parents — without sacrificing your life today? Retire Before Mom and Dad by Rob Berger is a practical and realistic guide to achieving financial independence through smart decisions, discipline, and long-term thinking. This book breaks the myth that early retirement requires extreme frugality or massive income. Instead, it shows how time, consistency, and simple investing can outperform high salaries and risky strategies. In this book, Rob Berger explains how young professionals and middle-income earners can: Avoid lifestyle inflation that delays retirement Use time and compound growth to build wealth Invest simply using low-cost index funds Eliminate bad debt that steals future freedom Focus on financial independence, not just retirement age Unlike “get rich quick” books, Retire Before Mom and Dad emphasizes patience, clarity, and control. It teaches that retirement is not about quitting work, but about owning your time and choices. If you don’t want to repeat your parents’ financial struggles and want a clear, achievable path to early retirement, this book offers a step-by-step roadmap built on logic, evidence, and real-world experience. This book is perfect for anyone who wants freedom earlier — not later. Keywords Retire Before Mom and Dad summary Rob Berger book summary early retirement guide financial independence how to retire early personal finance books investing for beginners wealth building 🔖 Hashtags #RetireBeforeMomAndDad #RobBerger #FinancialIndependence #EarlyRetirement #PersonalFinance #WealthBuilding #SmartMoney #BookSummary ج