Episode 190: How to Know How Much House You Can Really Afford скачать в хорошем качестве

Episode 190: How to Know How Much House You Can Really Afford

Are you a physician thinking about buying a home but tired of the usual “30% of your income” rule? In this episode, we explore how to figure out how much house you can really afford as a doctor, without relying on arbitrary percentages or just what a lender says you can borrow. We talk about the smarter way to approach physician home buying, including: ·         How to calculate the total cost of homeownership, factoring in property taxes, homeowners insurance, and maintenance and not just your mortgage payment. ·         Why using a reverse budget helps you align your housing budget with your savings, investments, and long-term financial goals. ·         How physician mortgage programs can allow no down payment and no PMI, and what that means for your overall financial plan.  With a step-by-step example, we break down the numbers in a way that’s easy to understand, showing how to make a financially smart home purchase that supports your lifestyle instead of constraining it. Whether you’re buying your first home as a doctor or upgrading to your next home, this episode gives practical strategies to make a confident, informed decision.     Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.co... (https://www.GrowYourWealthyMindset.co...) If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.co... (https://www.growyourwealthymindset.co...) Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram   / growyourwealthymindset   (  / wealthymindsetmd  ) Facebook   / elisachiang     / growyourwealthymindset   YouTube:    / wealthymindsetmd   Linked In: www.linkedin.com/in/ElisaChiang (  / elisachiang%20  ) Disclaimer: The content provided in the Grow Your Wealthy Mind...