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If you’re a first-generation homebuyer in California and the down payment is the only thing holding you back, this may be the opportunity you’ve been waiting for. 🏡✨ Learn how the CalHFA California Dream For All Shared Appreciation Loan Program can help you purchase a home with less money out of pocket. This program offers: ✅ A Conventional First Mortgage ✅ Up to 20% in a Shared Appreciation Loan for down payment or closing costs ✅ A 30-year fixed rate With the Dream For All program, you can afford the monthly payment — even if you don’t have the full down payment saved. When you sell, refinance, or pay off the loan, you share a portion of the home’s appreciation, helping future first-generation buyers achieve homeownership too. If you're ready to explore your eligibility, income qualifications, and household details, contact me today and let’s see if we can get you into a home sooner than you thought possible. #CaliforniaDreamForAll #CalHFA #FirstGenerationHomebuyer #CaliforniaRealEstate #DownPaymentAssistance #HomeBuyingTips #SharedAppreciation #30YearFixed #CaliforniaHomes Ur1LocalLender - The Frater Team https://www.ur1locallender.com/ Marcia M. Frater Loan Officer | NMLS No. 247105 Mobile: (951) 830-2065 Office: (951) 284-4621 MFrater@PRMG.net 1265 Corona Pointe Court | Corona, CA 92879 #Ur1LocalLender #TheFraterTeam