New Banking Rule Approved — How It Could Affect Your Account скачать в хорошем качестве

New Banking Rule Approved — How It Could Affect Your Account

One quiet 2026 banking rule change is reshaping how your direct deposit, autopay, fraud monitoring, and instant payments work — and it could temporarily freeze your paycheck or flag legitimate transactions if you’re not prepared. In this video, Sofia breaks down the newly approved ACH monitoring updates, expanded fraud detection rules, new protections for social engineering scams, the rise of FedNow instant payments, changes to overdraft fees, and how open banking regulations may make switching banks easier than ever. If you rely on direct deposit, Social Security benefits, tax refunds, or automatic bill pay, this is what you need to know to protect your account in 2026. Stay ahead of digital banking changes, understand how faster payments increase both convenience and risk, and learn practical steps to safeguard your money before problems happen. #bankingrules #directdeposit #fraudprotection #fednow #overdraftfees #openbanking #personalfinance #banking2026